P r o f e s s i o n a l &

P r o f e s s i o n a l &
S u r v e y D e p a r t m e n t
	t: 020 8428 7740

Why do I need my own Survey?
The best way to reach an informed decision on such an important investment as a property is to have a professional survey and valuation of the property which interests you. Before you decide to proceed and commit yourself legally, you can minimise the risks by asking a qualified surveyor to answer these questions for you:
*Is the agreed price reasonable?*
*Are there drawbacks I don't know about?*
*If so, what do I do about them?*
Commissioning your own survey is the simple, economical way to avoid unpleasant (and perhaps costly), surprises after moving in. In some cases, the surveyor's report may enable you to renegotiate the price.
*I already have a Mortgage Valuation report ...*
Even if you are seeking a mortgage - and may be paying for a Mortgage Valuation report - it is still advisable and prudent to arrange a survey by your own surveyor. The Consumer's Association Which? magazine and the Council of Mortgage Lenders both give this advice.
The reason is simple: the Mortgage Valuation report is prepared for the lender - not for you, the borrower. It answers only the lender's questions concerning the appropriate security for the loan. You cannot rely on it to answer the questions which concern your personal interests.